May 2018


The rate at which subsistence or smallholder farmers develop all over the world is meager because they lack access to sufficient capitals. This keeps them at constant stage without any remarkable development. Over the years, subsistence have contributed to the economy immensely. And yet, only a few of these farmers have been able to benefit or access lending from financial institutions; this has incapacitated smallholder farmers leaving them with no other option but to run…